Whether it is buying your first home, refinancing, planning renovations or looking at credit repair, you should be working with a Mortgage Advisor.  They can save you thousands of dollars with the right financial solution.

The “Rate” Game – The important thing to remember is that it isn’t about getting the lowest rate out there, but rather getting the best possible rate that you qualify for.  A mortgage advisor has access to rate specials and also will...

If you have spoken to a Mortgage Advisor, chances are you have heard the term “Monoline Lender”.  A monoline lender, by definition, is a mortgage lender that focuses on just mortgages.  They do not have any other products that can be cross-sold and most monolines securitize their mortgages, instead of keeping them on their balance sheet.  Monolines are secure, follow the same rules as all Canadian Banks and they deal exclusively with Mortgage Advisors on their clients’ behalf...

The Bank of Canada recently announced a cut to the overnight rate from 1% down to .75%. This can be seen as a proactive approach to protect the Canadian economy from the potential risks due to lower oil prices.

Here’s what this cut to the overnight rate might mean to you...