The first and most important decision that a first time home buyer can make is to get pre-approved to purchase. 

A mortgage pre-approval is different than a simple pre-qualification. Sometimes even real estate agents are confused by the terms, so it’s no wonder that home buyers are too.  Although related, the two terms each signify a different level of approval from a lender...

Spring is in the air!  For many of us, it is time to start thinking about yard work and what projects you want to do around the house.  For others though, it signals a season of heart palpitations and panic.  Yes I’m referring to that often tense time of the year when bidding wars cause the blood to stir in many house hunters!  If you fall into this category, don’t worry – here are some tips to help get the home of your dreams...

With all the recent talk about debt, stricter mortgage rules and changing interest rates, you may be wondering if buying a home this year is the right thing to do.  Having reservations is normal; after all it is probably the biggest investment that you will ever make.  It can be especially overwhelming if you are a first-time home buyer.  Here are some reasons to show you that the time may be right for you to make the move to home owner...