“When will rates go up?” has been a question on the minds of Canadian homebuyers for many years.  With each month that goes by, it becomes something more frequently voiced, especially considering the historically low interest rates of the past few years.  No one in the mortgage industry has a crystal ball, but...

If you are 4 years or more into a 5 year term, should you consider an early renewal?
 
A Manulife survey in 2011 found that almost 2 in 3 survey respondents didn’t compare products from lenders when their mortgage was up for renewal.
 
The number of Canadians who don’t compare mortgage products are surprising considering the dollars that you could save just by asking a few questions...

Whether it is buying your first home, refinancing, planning renovations or looking at credit repair, you should be working with a Mortgage Advisor.  They can save you thousands of dollars with the right financial solution.

The “Rate” Game – The important thing to remember is that it isn’t about getting the lowest rate out there, but rather getting the best possible rate that you qualify for.  A mortgage advisor has access to rate specials and also will...