Blog
Friday
18
JANUARY
2013
Don't let IRD Penalties Stop your Mortgage Refinance At a Great Rate!
Is Interest Rate Differential Holding you Back from Refinancing your Mortgage Now at a Great Rate?
Many Canadians are wanting to take advantage of today's low mortgage rates, but are afraid of the high Interest Rate Differential penalty that their lending institution will impose should they refinance early.
However, homeowners should be doing a careful analysis before they completely reject a mortgage refinance based on the penalty charge...
Friday
14
DECEMBER
2012
Small Steps to Help Pay Down Debt
My credit card bill arrived the other day and being just before Christmas, I opened the bill with one eye closed fearing the worst. The first thing I did was to check the "minimum payment this bill" section – and thankfully didn’t pass out! Then I noticed something that I hadn’t before...