When you're writing out your New Year's resolutions this year, why not add "improve my credit score" to your list?  By including a resolution to improve your personal financial literacy, you will not only be boosting your credit score, but will also be putting yourself in a much stronger financial position when it comes to getting better rates on future credit and helping you buy a home.  Follow these small steps below to get you started on your way...

In order to purchase a home, you must have an established credit history. Each time you pay a bill (for your credit card or for a monthly service such as your telephone or electricity), you are establishing a credit rating for yourself. A credit rating is a number or score that banks, mortgage companies, and other lending businesses use to assess your level of financial responsibility.

Paying your bills on time every month, contributes to having a good credit rating. If you miss payments, or are often late making your payments, your credit rating is probably...

Becoming a homeowner can be very exciting but at the same time can also feel a little intimidating. Some of the most common questions asked by newcomers are: Do I qualify for a mortgage? What's a pre-approval? And how does buying a home in Canada differ from my home country?

A home can be one of the most personally and financially rewarding investments you'll ever make...