While the phrase, “April showers bring May flowers” is true, the month of May has so much more to offer….like home remodelling projects. May is nationally recognized as Home Improvement Month because it’s a perfect time for homeowners to begin investing in their home and make the upgrades they’ve been wishing for all year. During May, most school and work schedules are becoming a little more relaxed, and family vacations are soon approaching. Times like these are ideal for homeowners because they can feel more at ease in the planning process and spend time traveling with their children while their remodelling projects are under construction.

If you’re preparing to begin a home remodelling project this May, consider these three smart tips...

If you have spoken to a Mortgage Advisor, chances are you have heard the term “Monoline Lender”.  A monoline lender, by definition, is a mortgage lender that focuses on just mortgages.  They do not have any other products that can be cross-sold and most monolines securitize their mortgages, instead of keeping them on their balance sheet.  Monolines are secure, follow the same rules as all Canadian Banks and they deal exclusively with Mortgage Advisors on their clients’ behalf...

Moving to a different neighbourhood is an exciting adventure, but it's also a stressful time as we check off, one by one, all of the tasks necessary to turn a new house into a home. Be sure to add security measures to your list say advisers in this field.

Police investigations show that many intruders actually have a key. Always assume that several other people probably have a key to your new home, therefore replacing the entry locks as soon as possible is as important as hanging the drapes, placing the furniture in your rooms, and purchasing décor enhancements.

Take a look at this handy Top 10 checklist...